Their Future.
Your Legacy.
Our wealth preservation experts are here for every step.
Their Future.
Your Legacy.
Our wealth preservation experts are here for every step.
Value of Early Planning
Don’t put off this key step. Meet with our local experts to discuss your will and estate plan, how you want your estate to be settled in the future, and strategies for preserving wealth.
Powerful Tools for Wealth Preservation
Gain peace of mind and shape your legacy. ENB Wealth Solutions can provide the resources to address your
priorities, both during and after your lifetime.
Trust Services
Designate ENB as the trustee or successor trustee for a revocable, irrevocable, testamentary, charitable, or special needs trust.
Investments
Engage ENB to manage your investments in keeping with your defined goals and strategy.
Guardianship
Appoint a guardian to manage property for minors or incapacitated individuals.
Custodianship
Establish an account for the safekeeping of investments, financial record keeping, and tax reporting.
Power of Attorney
Empower ENB to make legal and financial decisions on your behalf in the event of your illness or disability, according to your wishes.
A Trust Can Be Key
With a trust, you can designate professionals to manage assets on your behalf or for the benefit of others. One of these options – backed by our knowledgeable team – can help align your strategy with long-term goals.
With this arrangement, you retain the right to amend or discontinue your trust at any time.
- Ensure active management of your assets to help your funds last throughout your lifetime.
- Have bills and taxes paid on your behalf.
- Protect against fraud and potentially reduce your tax burden.
- Help with the transition to a retirement community.
- Facilitate the setup of a testamentary trust upon death.
- Carry out your wishes for planned giving.
Primary source of funding: accumulated assets.
With this approach, you permanently transfer ownership of assets to the trust, giving up control of these assets. With a well-planned irrevocable trust, you can:
- Remove assets from your taxable estate, potentially lowering estate taxes upon death.
- Help protect assets in the trust from future claims or risks by relinquishing ownership.
- Specify terms for how, when, and under what conditions your beneficiaries receive assets.
- Provide a structured income stream for loved ones.
Primary source of funding: accumulated assets, real estate, life insurance death benefits.
Donate to your preferred charity or organization, either during your life or after your death. Options include:
- Transfer assets in your estate in a manner that aligns with your wishes.
- Designate a professional trustee, such as ENB, to avoid the pressures and discord that can come with making a family member the trustee.
- Prevent heirs from squandering their inheritance.
- Help reduce the chances that your will is contested.
Primary source of funding: assets held by an estate, life insurance death benefits.
Donate to your preferred charity or organization, either during your life or after your death. Options include:
- Charitable Remainder Trust — Provides a stream of income to you for a set period or for life. After that, remaining assets in the trust go to a designated charity.
- Charitable Lead Trust — Provides a charity with income for a specified period. After that, remaining assets return to you or other beneficiaries
- Charitable Gift Annuity — A non-trust arrangement where a donor transfers assets to a charity in exchange for a fixed annuity payment for life.
Primary source of funding: accumulated assets.
Provide financial support for a family member with physical or mental impairments.
- Ensure that designated funds are protected and available to meet their needs throughout life.
- Make sure these funds are only used to support this beneficiary.
- Help avoid jeopardizing your loved one’s ability to receive government benefits.
Primary source of funding: lawsuits or settlements, accumulated assets, Social Security, disability payments.
With this arrangement, you retain the right to amend or discontinue your trust at any time.
- Ensure active management of your assets to help your funds last throughout your lifetime.
- Have bills and taxes paid on your behalf.
- Protect against fraud and potentially reduce your tax burden.
- Help with the transition to a retirement community.
- Facilitate the setup of a testamentary trust upon death.
- Carry out your wishes for planned giving.
Primary source of funding:
accumulated assets.
This type of trust can’t be modified after creation — ideal for asset protection or estate tax reduction.
Created by your will, it only takes effect after your death and can outline how your assets are distributed.
Used to support charitable organizations, often offering tax benefits while fulfilling philanthropic goals.
Designed to provide for individuals with disabilities without affecting their eligibility for public assistance.
Supporting
a Smooth Process
As you’re developing, monitoring, and evolving your plan, you want the high-touch engagement that comes from an accessible local expert. ENB’s team:
- Acts as a partner in developing an investment and legacy strategy aligned with your goals.
- Coordinates all parties needed to create a framework that gives you peace of mind knowing your wishes will be carried out exactly as planned.
- Works closely with your family to ensure they understand your plan, how it will impact them, and how it will carry forth your legacy. We are always a phone call, email, or visit away.
Connect with Our Experts
Get the guidance, knowledge, and high-touch support you deserve – from a trust services partner that has served
local families and organizations for generations.
It Starts with a
Conversation
Whether you're ready to start planning or want to review your will together, we’re here for you. Use this form to contact a team member or call us at
(717) 733-6576.
Understanding Trusts
Learn more about how trusts work, why they’re important, and what to consider for your estate.
Trusts, Quickly
Explained
What is a trust, and why do you need one? Let’s take a look at this important legal entity.
WATCH VIDEO
7 Reasons Trusts Are Used in Estate Planning
See how a trust can help you protect, manage, and distribute your assets on your terms.
READ ARTICLE
8 Trusts You Should Know About
Explore eight common types of trusts you may consider in your estate planning process.
READ ARTICLEInvestments are not FDIC insured, are not deposits or other obligations of the bank or guaranteed by the bank, involve risks, including possible loss of principal amount invested. Fees for ENB Wealth Solutions services are based on the degree of responsibility assumed by the department, the market value of the assets assigned to the account, and the amount of income earned. In most cases, fees may be deductible for income or estate tax purposes.
